Category Archives: The Big Picture

5 Steps For Retiring At 38, And Why Most Of Us Won’t

retire by 40

When I was in college I became friends with this guy named Paul. He was 20, and his dad was 39. When I asked what his dad did for a living, Paul told me his dad was retired and living in North Carolina with Paul’s step-mother. Obviously, I was curious. How could someone be retired…

Ready To Stake Your Retirement On The Stock Market?

dice and chips

If everyone gets to invest their Social Security contributions as they see fit, what do we owe the participants in the system with bad investment judgment or bad luck? I watched the Sunday news programs where the spokeswoman for the conservative view argued for taking the care and custody of Social Security contributions away from…

Plant A Seed In Fight Against Hunger

veggie garden

  Around you, people are not only broke, but hungry.  Plant a bit more in your garden to share with the hungry. It’s about time to put a winter garden in here in the San Francisco Bay Area.  We’re empty nesters and I haven’t yet mastered the balance between enough garden produce for a couple…

The Fear Of Your First Day Without Debt

First Day Without Debt

There’s a moment in your life when you realize that failing to take a chance will result in failure.  For some people that moment occurs when you’re deciding to propose or thinking about taking a new job. So you squinch your eyes closed, hold your breath, and jump.  You pray there’s water in the proverbial…

Has Technology Killed Our Ability To Manage Our Money?

354297365_640ae4edb0

Technology makes our lives easier.  But is it killing our ability to manage our personal finances? We recently talked about the loss of the ability to reconcile a checkbook because of the debit card era.  We now just swipe our cards, making it much tougher to keep track of what we spend each day.  So…

Money Health Central Has Joined The Yakezie Challenge

yakezie challenge

We here at Money Health Central are renegades. We buck conventional wisdom by helping you create a roadmap to life after debt. But every once in awhile, the opportunity to join a community of smart folks comes around. Miss the chance and you’re a fool for having lost the ability to interact with the best…

The Truth About Consumer Spending And The Road Forward

Economic road forward

If consumer spending drives the American economy, surely we’ve learned to inquire where we’re driving to.  Unbridled consumption brought us to Great Recession. Yet, to climb out of the economic doldrums, Americans must increase consumer spending, says the anonymous author at Investment Fraud Lawyer Blog. The American economy is handcuffed, says the blog, by household…